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Critical Illness Protection

Financial support for you and your loved ones if you become unexpectedly ill.

About Zurich Critical Illness Protection

If you're diagnosed with a specified illness, Zurich Critical Illness Protection, underwritten by Zurich International Life Ltd, can offer you and your loved ones a lump sum[@terms-and-conditions]. Whether it's used to clear any outstanding debt, pay towards recovery costs or to help you get back on your feet, we're here to help.

Get up to USD 300 cashback on protection

Enjoy a refund of 1 month's premium or USD 300, whichever is lower, when you buy a Zurich insurance product by 31 March 2024.

What you get with Zurich Critical Illness Protection

Flexible cover options

Select between Own life (the policy owner is the insured) or Joint lives[@joint-life-cover], first illness claim.

Portable plans to suit your circumstances

Portable plans which can move with you.[@product-portability]

Free children's cover

Free cover of USD 15,000 for 3 of your children.

What's covered

With Critical Illness Protection, you can get cover of up to USD 2,000,000 against 34 serious illnesses, including:

  • terminal illness
  • cancer (excludes less advanced cases)
  • heart attack
  • multiple sclerosis
  • stroke
  • Alzheimer’s / dementia

Monthly premiums start from as little as USD 25, depending on your circumstances, and terms range from 5 to 35 years. We offer cancer-only policies as well as full cover.

What's not covered

The product won’t cover you within the first 90 days of the policy start date or if you don’t survive for a period of 30 days from the date of diagnosis.

As with all insurance policies, terms and conditions will apply. For full details of cover, download the key features document.

Things to know

Who can apply?

You can apply for Zurich Critical Illness Protection if you:

  • are a Qatari national or live in Qatar
  • are aged between 18 and 59
  • already bank with HSBC Bank Middle East Limited

Note: Life Insurance policies have no cash-in value.

Get started

Arrange a callback

To speak to us about Critical Illness Protection, fill out your details and someone from our wealth management team will call you in one working day.

Apply by phone

Frequently asked questions

You might also be interested in

Make both regular and single contributions and benefit from the potential for investment growth.
Protect your family with the financial protection they deserve with this lifetime plan.
Ensure your nearest and dearest will be looked after whatever might happen.

Additional information

    All Life Insurance plans are provided and underwritten by Zurich International Life Ltd. All product features, benefits, and returns are offered by the Zurich International Life and not by HSBC Bank Middle East Limited. This is only general information and does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. A person interested in this product should read and consider the Product Brochures, Product Summary and Benefit illustration in deciding whether to buy this product. You can ask for these documents from any of our Branches. Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid.

    Product terms and conditions, exclusions and eligibility criteria apply. The terms & conditions applicable to these products will be of Zurich International Life Ltd and HSBC will not be responsible for claims, processing or otherwise. For the avoidance of doubt, HSBC does not provide tax advice and you should seek your own external tax advice in relation to this product.

    Available currencies are US dollars, Euros, Pounds sterling, and Qatari riyal.