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Gardening

Term Deposit Account

Make your money work for you with HSBC Term Deposits

Enjoy our best interest rates

Grow your wealth with tiered interest rates depending on your deposit and term. Interest is calculated using the Simple Interest (SI) method: Deposit amount x interest rate x number of days / 360 days or 365 days for Pound Sterling.

  • Save in Qatari riyal, Pound sterling, US dollar or Euro
  • Enjoy competitive interest rates - please contact your nearest branch in Qatar for our fixed deposit rates
  • Choose a 1, 3, 6, or 12 months maturity term
  • Deposit at least QAR 50,000/ GBP 10,000/ USD 20,000/ EUR 25,000
  • Renew automatically on maturity with our rollover feature
  • Fix your interest rate when you book for the tenure and interest is paid upon maturity

Term deposit interest rates effective January 2026

Qatari riyals (QAR) term deposit interest rates
Band 1 month 2 months 3 months 6 months 12 months 24 months 36 months
QAR 50,000 – 99,999 1.49% 1.52% 1.59% 1.63% 1.78% 2.34% 2.09%
QAR 100,000 – 349,999 1.53% 1.56% 1.63% 1.67% 1.82% 2.55% 2.40%
QAR 350,000 – 499,999 1.61% 1.67% 1.70% 1.74% 1.89% 2.55% 2.40%
QAR 500,000 – 14,999,999 1.68% 1.71% 1.77% 1.82% 1.96% 2.76% 2.60%
QAR 15,000,000+ 1.87% 1.89% 1.96% 2.00% 2.14% 2.76% 2.60%
Qatari riyals (QAR) term deposit interest rates
Band QAR 50,000 – 99,999
1 month 1.49%
2 months 1.52%
3 months 1.59%
6 months 1.63%
12 months 1.78%
24 months 2.34%
36 months 2.09%
Band QAR 100,000 – 349,999
1 month 1.53%
2 months 1.56%
3 months 1.63%
6 months 1.67%
12 months 1.82%
24 months 2.55%
36 months 2.40%
Band QAR 350,000 – 499,999
1 month 1.61%
2 months 1.67%
3 months 1.70%
6 months 1.74%
12 months 1.89%
24 months 2.55%
36 months 2.40%
Band QAR 500,000 – 14,999,999
1 month 1.68%
2 months 1.71%
3 months 1.77%
6 months 1.82%
12 months 1.96%
24 months 2.76%
36 months 2.60%
Band QAR 15,000,000+
1 month 1.87%
2 months 1.89%
3 months 1.96%
6 months 2.00%
12 months 2.14%
24 months 2.76%
36 months 2.60%
United States dollars (USD) term deposit interest rates
Band 3 months 6 months 12 months
USD 20,000 – 99,999 1.47% 1.64% 1.77%
USD 100,000 – 1,499,999 1.65% 1.82% 1.95%
USD 1,500,000+ 1.83% 2.00% 2.13%
United States dollars (USD) term deposit interest rates
Band USD 20,000 – 99,999
3 months 1.47%
6 months 1.64%
12 months 1.77%
Band USD 100,000 – 1,499,999
3 months 1.65%
6 months 1.82%
12 months 1.95%
Band USD 1,500,000+
3 months 1.83%
6 months 2.00%
12 months 2.13%
Australian dollars (AUD) term deposit interest rates
Band 3 months 6 months 12 months
AUD 20,000 – 149,999 1.61% 1.88% 2.19%
AUD 150,000 – 1,999,999 1.82% 2.09% 2.41%
AUD 2,000,000+ 2.02% 2.30% 2.63%
Australian dollars (AUD) term deposit interest rates
Band AUD 20,000 – 149,999
3 months 1.61%
6 months 1.88%
12 months 2.19%
Band AUD 150,000 – 1,999,999
3 months 1.82%
6 months 2.09%
12 months 2.41%
Band AUD 2,000,000+
3 months 2.02%
6 months 2.30%
12 months 2.63%
Great Britain pounds (GPB) term deposit interest rates
Band 3 months 6 months 12 months
GBP 10,000 – 49,999 1.48% 1.64% 1.82%
GBP 50,000 – 749,999 1.66% 1.83% 2.00%
GBP 750,000+ 1.84% 2.01% 2.18%
Great Britain pounds (GPB) term deposit interest rates
Band GBP 10,000 – 49,999
3 months 1.48%
6 months 1.64%
12 months 1.82%
Band GBP 50,000 – 749,999
3 months 1.66%
6 months 1.83%
12 months 2.00%
Band GBP 750,000+
3 months 1.84%
6 months 2.01%
12 months 2.18%
Euro (EUR) term deposit interest rates
Band 3 months 6 months 12 months
EUR 25,000 – 74,999 0.82% 0.97% 1.11%
EUR 75,000 – 999,999 0.92% 1.08% 1.22%
EUR 1,000,000+ 1.02% 1.18% 1.33%
Euro (EUR) term deposit interest rates
Band EUR 25,000 – 74,999
3 months 0.82%
6 months 0.97%
12 months 1.11%
Band EUR 75,000 – 999,999
3 months 0.92%
6 months 1.08%
12 months 1.22%
Band EUR 1,000,000+
3 months 1.02%
6 months 1.18%
12 months 1.33%
Canadian dollar (CAD) term deposit interest rates
Band 3 months 6 months 12 months
CAD 20,000 – 99,999 0.95% 1.01% 1.09%
CAD 100,000 – 1,499,999 1.05% 1.12% 1.20%
CAD 1,500,000+ 1.16% 1.22% 1.32%
Canadian dollar (CAD) term deposit interest rates
Band CAD 20,000 – 99,999
3 months 0.95%
6 months 1.01%
12 months 1.09%
Band CAD 100,000 – 1,499,999
3 months 1.05%
6 months 1.12%
12 months 1.20%
Band CAD 1,500,000+
3 months 1.16%
6 months 1.22%
12 months 1.32%

Required documents

You need to complete the account opening process by personally visiting any of our branches with the following documents:

  • Original passport with Work Permit / Residence and Qatar ID issued by Ministry of Interior (Expatriates)
  • Qatar ID issued by Ministry of Interior (Nationals)
  • Proof of residence – copy of telephone bill / rental agreement / electricity bill

Apply now

Apply in branch

Visit your nearest branch and speak to our staff, who would be delighted to help you.

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Additional information

    Disclaimer 

    Rates are subject to change. Please contact your Customer Service Representative for our latest rates.

    Issued by HSBC Bank Middle East Limited Qatar Branch, P O Box 57, Doha, Qatar, regulated by Qatar Central Bank for the purposes of this promotion and lead regulated by the Dubai Financial Services Authority