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Visa Gold Credit Card

Experience the brighter side of life

HSBC Visa Gold Credit Card

Experience the brighter side of life with HSBC's Gold Credit Card, including our excellent rewards programmes, convenient repayment plans and services, and our advanced security features.

Benefits

With the HSBC Gold Credit Card you will get:

  • Up to 56 days interest-free credit on purchases
    Your HSBC Gold Credit Card gives you a maximum of 56 interest-free days, providing you pay your outstanding balance in full, by the due date.
  • Flexible payment options with a minimum payment of 5%
  • Up to two free additional cards for family members
    A shared limit means no one is ever left in a bind.
  • Access to your account internationally
    With the Global View service, you can transfer money and pay your bills across all of your HSBC credit cards, current and savings accounts.
  • Free SMS alert service notifies you of all transactions on your credit card
  • Exclusive offers for cardholders
  • Air Miles Rewards Programme
    Earn 0.5 Air Mile for every QAR1 spent on retail purchases and redeem miles for your preferred airline tickets. You can use your Air Miles for shopping vouchers, entertainment, electronics and accommodation, or donations to charity. The choices are limitless. Visit the Air Miles website or call +974 4444 9210 for more details.
  • Free HSBC Entertainer mobile app
    With the HSBC Entertainer on mobile, you'll never miss out on an offer. So whether you feel like having Mexican food for lunch, disconnecting from work with a scuba dive or unwinding with a massage at a 5-star hotel, you can now get the nearest offers straight off your phone. Find out more.

Additional information

Instant cash

Get access to Instant Cash for up to 40% of your credit limit with your HSBC Visa Gold Credit Card at over 810,000 ATMs worldwide, or over the counter at any global HSBC branch that displays the VISA or MasterCard symbols. A cash advance fee will be charged for each withdrawal.

Flexible payment options

Your HSBC Visa Gold Credit Card gives you the option to pay as little as 5% of your outstanding balance each month, carrying forward the remaining balance to your next statement. You can choose to pay any amount you wish between 5% and 100% of your outstanding balance each month.

How to pay your bill

Ways to pay and timescales
 
Payment option How to make payment Time it takes to reach your account 
Free Autopay Service
Call 44424722 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance.
1 working day
Online banking Transfer money to your HSBC Gold Credit Card Account.
1 working day
Cash deposit machines Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Qatar.
n/a
ATM Transfer money from your HSBC Current or Savings Account to your HSBC Gold Credit Card, from any HSBC ATM in Qatar. Or deposit cash or cheques at any HSBC ATM in Qatar.
1 working day
Branches Deposit cash or cheques at any HSBC branch in Qatar. (You may be charged a fee if your cheque is dishonoured).
1 working day
Phone banking Call us on 44424722 to transfer money to your HSBC Gold Credit Card Account
1 working day
Mailing your payment (no cash) Please write your HSBC Gold Credit Card number on the reverse side of the cheque/ draft and attach the bottom tear-off portion of your card statement, to ensure prompt credit into your account Allow sufficient time for payment to be credited to your account.
Allow sufficient time for payment to be credited to your account.

How to pay your bill

Ways to pay and timescales
 
Payment option Free Autopay Service
How to make payment Call 44424722 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance.
Time it takes to reach your account  1 working day
Payment option Online banking
How to make payment Transfer money to your HSBC Gold Credit Card Account.
Time it takes to reach your account  1 working day
Payment option Cash deposit machines
How to make payment Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Qatar.
Time it takes to reach your account  n/a
Payment option ATM
How to make payment Transfer money from your HSBC Current or Savings Account to your HSBC Gold Credit Card, from any HSBC ATM in Qatar. Or deposit cash or cheques at any HSBC ATM in Qatar.
Time it takes to reach your account  1 working day
Payment option Branches
How to make payment Deposit cash or cheques at any HSBC branch in Qatar. (You may be charged a fee if your cheque is dishonoured).
Time it takes to reach your account  1 working day
Payment option Phone banking
How to make payment Call us on 44424722 to transfer money to your HSBC Gold Credit Card Account
Time it takes to reach your account  1 working day
Payment option Mailing your payment (no cash)
How to make payment Please write your HSBC Gold Credit Card number on the reverse side of the cheque/ draft and attach the bottom tear-off portion of your card statement, to ensure prompt credit into your account Allow sufficient time for payment to be credited to your account.
Time it takes to reach your account  Allow sufficient time for payment to be credited to your account.

Fees and charges

Card administration costs
 
Service Amount
Annual fee QAR 300
Supplementary cards with same limit Up to 2 free and QAR 150 from third card onwards
Supplementary cards with separate limit QAR 150
Finance charge (if settlement percentage is less than 100%) 1% per month
Cash advance charge 4.5% of total amount (min QAR 50) plus finance charges
Card replacement QAR 100
Late payment QAR 150
Exceeding card limit QAR 150
Increase credit limit QAR 100
Copy of sales voucher QAR 25 per voucher
Copy of credit card statement (up to last 5 months) QAR 25
Copy of credit card statement (beyond last 5 months) QAR 50 per statement
Charges for each disputed transaction, if the transaction is proven to be genuine QAR 100
PIN replacement QAR 50
Returned cheque QAR 300
Access to HSBC current/savings accounts through HSBC ATM within Qatar Free
Access to HSBC current/savings accounts through HSBC ATM outside Qatar
QAR 10 per transaction
Access to HSBC current/savings accounts through Visa / Mastercard / Plus / Cirrus ATM
QAR 20 per transaction

Fees and charges

Card administration costs
 
Service Annual fee
Amount QAR 300
Service Supplementary cards with same limit
Amount Up to 2 free and QAR 150 from third card onwards
Service Supplementary cards with separate limit
Amount QAR 150
Service Finance charge (if settlement percentage is less than 100%)
Amount 1% per month
Service Cash advance charge
Amount 4.5% of total amount (min QAR 50) plus finance charges
Service Card replacement
Amount QAR 100
Service Late payment
Amount QAR 150
Service Exceeding card limit
Amount QAR 150
Service Increase credit limit
Amount QAR 100
Service Copy of sales voucher
Amount QAR 25 per voucher
Service Copy of credit card statement (up to last 5 months)
Amount QAR 25
Service Copy of credit card statement (beyond last 5 months)
Amount QAR 50 per statement
Service Charges for each disputed transaction, if the transaction is proven to be genuine
Amount QAR 100
Service PIN replacement
Amount QAR 50
Service Returned cheque
Amount QAR 300
Service Access to HSBC current/savings accounts through HSBC ATM within Qatar
Amount Free
Service Access to HSBC current/savings accounts through HSBC ATM outside Qatar
Amount QAR 10 per transaction
Service Access to HSBC current/savings accounts through Visa / Mastercard / Plus / Cirrus ATM
Amount QAR 20 per transaction

Supplementary cards

  • No annual fees: enjoy up to 2 supplementary cards with no annual fees
  • Free HSBC Entertainer App: free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 15 countries
  • Air Miles: earn 0.5 air mile for every QAR 1 spent on retail purchases with our Air Miles Reward Programme

Eligibility

You must be a Qatari National or an Expatriate resident aged between 18 and 65 years earning a minimum monthly income of QAR 15,000 transferred to HSBC.

Apply now

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