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Important Information

Changes to Minimum Payment Due and Payment Allocation for Credit Cards

Dear Customer,

We are changing our Credit Card Agreement terms (Terms) effective 6 March 2015 to reflect changes to the way we calculate the minimum payment due on Credit Cards and the Payment Allocation.

You should carefully review the updated Terms to ensure that you understand the changes made and how they may affect you.

If you have any questions about these changes, please contact us by visiting your nearest branch or by clicking on the ‘Contact HSBC’ tab on our website at

Thank you for choosing HSBC.

Head of Retail Banking and Wealth Management