PRIVACY AND SECURITY STATEMENT

This section outlines our policy relating to any personal information you might wish to provide us when you visit our site. Your use of our web site indicates your acceptance of our web site Terms of Qatar and this Privacy and Security Statement.

Our business has been built on trust between our customers and ourselves. Unless legally compelled to disclose, we have a commitment to safeguard and keep confidential any information relating to our customers or their financial affairs. Whether it is provided to us in person at one of our branches, over the phone, or while visiting this site, we will strive at all times to ensure that the information is kept confidential and secure.

We may pass information about you and your dealings with us to other HSBC Group Companies or our agents to the extent allowed by law.

All HSBC Group Companies, all our staff and all third parties with permitted access to your information are specifically required to observe our confidentiality obligations.

We will not collect any personal information that identifies a visitor to this site individually unless specified otherwise. Your visit to this site will record only the Domain Name Server part of your e-mail address and of the pages visited. Such information will be used to prepare aggregate information about the number of visitors to the site and general statistics on usage patterns.

Some of this information will be gathered through the use of "cookies". Cookies are small pieces of information that are automatically stored on a person's web browser in their computer that can be retrieved by this site.

You can set your browser to disable persistent cookies and/or session cookies but if you disable session cookies, although you will be able to view our public unsecured website, you will not be able to log onto Internet Banking.

Products and services referred to in this web site are offered only in jurisdictions where and when they may be lawfully offered by members of the HSBC Group. The materials on these pages are not intended for use by persons located in or resident in jurisdictions that restrict the distribution of such materials by us. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions.

These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction.

The information contained in these pages is not intended to provide professional advice or any recommendation and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice when necessary.

We and other parties own the trade marks, logos and service marks displayed on this site and users are prohibited from using the same without our written permission or of such other parties.

The materials on this site are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without our prior written consent.

While every care has been taken in preparing the information and materials contained in this site, such information and materials are provided to you "as is" without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.

E-mail messages sent to us over the Internet cannot be guaranteed to be completely secure. We will not be responsible for any damages incurred by users if they send a message to us, or if we send a message to them at their request, over the Internet. We are not responsible in any manner for direct, indirect, special or consequential damages arising out of the use of this web site.

Due to the nature of the Internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. HSBC will not be liable for malfunctions in communications facilities not under our control that may affect the accuracy or timeliness of messages and transactions you send.

We maintain strict security standards and procedures with a view to preventing unauthorised access to your data. We use leading technologies such as (but not limited to) 128 bit verisign secure socket layer data encryption, fire walls and server authentication to protect the security of your data. Access to your account and account information is protected by a password which you set.

Unfortunately, no data transmission over the internet can be guaranteed as totally secure. If your browser is appropriately configured it should tell you whether the information you are sending will be secure (generally by displaying an icon such as a padlock). The combination of a secure browser at your end and our security measures provide you with the best security currently available.

Once we receive your information, we will take all reasonable steps to protect the information If we no longer need your information, we will destroy or de-identify it.

IMPORTANT: By accessing this web site and any of its pages you are agreeing to the terms set out above.

Issued by HSBC Bank Middle East Limited incorporated in Jersey, Channel Islands, and regulated by the Jersey Financial Services Commission.

Definitions:

"HSBC Group of Companies" means HSBC Holdings PLC, its subsidiaries and affiliates.

"We" "Our" and "Us" are references to HSBC Bank Middle East Limited.